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    Moving to and Living in Helsinki 2026 — Housing, DVV, Kela, Tax, School and Work

    Moving to Helsinki: registrations, local newcomer services, housing, transport, family, healthcare, education and work, in the order they matter.

    Written by · Erkan BayarSources checked · 2026-08-24Reading time · 5 min

    Short answer

    When relocating to Helsinki, the order of formalities matters: immigration status → DVV/personal identity code/municipality of residence → Vero → Kela → banking/strong authentication → housing/utilities → local services. International House Helsinki / Helsinki-info provides local guidance for international newcomers. A city guide does not replace permit or benefit rules; always verify personal eligibility with Migri, DVV, Vero and Kela.

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    Relocation to Finland

    1. Before the move

    Non-EU nationals should confirm the correct residence permit; EU citizens should check whether registration of the right of residence is required for stays over three months. Nordic rules are separate.

    Common early bottlenecks include civil-status documents, legalisation/translation, DVV appointments, housing and bank KYC. Check marriage/birth-certificate requirements before arrival.

    2. First 2–4 weeks: formalities

    Municipality-of-residence registration matters for local public services; having a Finnish personal identity code does not always mean that a municipality of residence has been registered. Kela eligibility is also not automatic merely from an address registration.

    Do not delay the tax card when starting work. Strong electronic identification makes access to many public and private services easier.

    Checklist

    • Confirm residence permit / EU registration status
    • Complete DVV personal identity code and municipality-of-residence registration
    • Arrange tax card / Vero matters
    • Check Kela eligibility
    • Set up bank account and strong authentication
    • Arrange housing contract, electricity and home insurance
    • Plan public transport / driving
    • Apply early for daycare/school if needed
    • Register with employment/integration services where relevant
    • Use the local newcomer service for initial guidance

    3. Local support for international newcomers

    International House Helsinki moved to Ratapihantie 7 in Pasila on 1 June 2026. The service ecosystem brings together guidance and services relating to Migri EU registration, DVV personal data/personal identity code/municipality registration, tax cards, employment and Kela matters.

    These services generally do not make immigration decisions; they provide guidance on authorities, forms/appointments, housing, employment, education, daycare and everyday life.

    4. Housing, family, school and healthcare

    When choosing housing, consider commuting, daycare/school area, public transport, parking, electricity/heating structure and insurance as well as rent. Deposits and rental terms vary by contract.

    Start daycare/school arrangements early.

    5. Work, Finnish/Swedish and integration

    Jobseeker registration, integration assessment/plan, language training and local employer networks may run through different channels. Register early with employment services where relevant and use local career/network guidance.

    Learning Finnish or Swedish supports not only employment but also communication with daycare/school, healthcare, housing and public services.

    6. Common mistakes

    Source check: 24 August 2026. Recheck Helsinki's official city pages before moving because local services and addresses can change.

    Checklist

    • Confusing personal identity code with municipality of residence
    • Assuming Kela starts automatically
    • Delaying tax card
    • Assuming bank KYC finishes immediately
    • Leaving school/daycare too late
    • Missing legalisation/translation of foreign civil-status documents
    • Treating local guidance as a Migri/DVV decision-maker
    • Choosing housing based only on rent

    7. Getting around and finding a home in Helsinki

    Public transport in Helsinki is run by HSL (Helsingin seudun liikenne). Season-ticket and single-ticket prices and the zones they cover follow HSL's own tariff, so when you look at a flat in Helsinki, weigh the daily journey to work or school alongside the rent.

    Helsinki's municipal rental-housing company is Heka (Helsingin kaupungin asunnot), whose queue and criteria differ from the private market and may weigh income, assets and housing need. Private landlords in Helsinki commonly ask for proof of income and run a credit check, so keep your employment contract and first payslip to hand.

    8. Healthcare and working in Helsinki

    Helsinki is the exception to the 2023 reform: it does not belong to any wellbeing services county, and the city itself (Helsingin kaupunki) organises public health, social and rescue services, while HUS provides specialised hospital care. Your health station follows your registered address, so confirm the right one after moving to Helsinki.

    Helsinki is the country's largest job market: public administration, ICT, finance, universities and international head offices concentrate here. In return housing is the most expensive and the most competitive in Finland, and good listings go within days. The odds of finding work in English are better than the national average, particularly in technology and international services.

    9. Helsinki in practice: tickets and local contacts

    In Helsinki you buy tickets in the HSL app or load them on an HSL card; most of the city lies in zones A and B, so an AB season ticket covers daily travel within the city.

    The registration order itself — DVV, tax card, bank, Kela — is the same everywhere in Finland and is set out step by step in the guide to moving to Finland linked below; what is local in Helsinki is where you ask for guidance (International House Helsinki / Helsinki-info), who runs your health station (Helsingin kaupunki) and where you queue for a municipal flat (Heka (Helsingin kaupungin asunnot)).

    Frequently asked questions

    Common questions about this topic

    What should I handle first after moving to Helsinki?

    After confirming immigration status, DVV personal-data/address/municipality registration is one of the core steps. If starting work, arrange the tax card without delay.

    Can International House Helsinki / Helsinki-info grant a residence permit?

    No. Residence permits and EU-registration decisions are handled by Migri. The local newcomer service provides guidance and referrals.

    Who provides public healthcare in Helsinki?

    The City of Helsinki organises public health and social services itself because Helsinki is not part of any wellbeing services county, HUS provides specialised hospital care, and Helsinki residents use the health station for their registered address, the Medical Helpline on 116 117 for urgent advice and 112 in an emergency.

    How do I apply for a municipal rental flat in Helsinki?

    Heka (Helsingin kaupungin asunnot) takes applications online and generally assesses applicants in Helsinki on housing need, income and assets, usually requiring a foreign national to hold a residence permit valid for at least one year. An application to Heka (Helsingin kaupungin asunnot) lapses unless it is renewed, so many newcomers rent privately in Helsinki first and keep the municipal application running in parallel.

    Related guides

    Official sources

    The following official or public sources were checked for this guide. Current authority instructions always take precedence.

    Related ENB service

    Relocation to Finland

    For people and families moving to Finland: the residence route, registrations, tax, banking and settling in, planned in the right order.

    This guide is general information. The related service is a case-specific review of your circumstances and documents.

    Relocation to Finland

    Need a case-specific assessment?

    General guides do not replace individual legal, immigration, tax or financial advice. ENB can assess your circumstances and documents separately.